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"A no-cost value add service to my benefits that saved me over $500 and lots of time!"

Michael P., NE

Risk Planning for Your Family, Finances and Future

Welcome to your Will & Legal Document Center

Principal and ARAG® believe in the power of proactive risk planning for your family and finances. This site provides a package of planning documents at no additional cost, for you and your spouse, including:

  • Standard Will
  • Healthcare Power of Attorney
  • HIPAA Authorization
  • Durable Power of Attorney
  • Living Will

You may want to consider an estate plan if:

  • You are the parent of minor children
  • You own property
  • You want to have a say in your healthcare treatment

You also receive access to additional tools such as the:

  • Personal Information Organizer - a tool that will help you organize your personal affairs by creating a one-stop directory of your legal and financial information
  • Education and Tools - provides an Educational Library, Useful Legal Links and a Legal Terms Glossary
  • Medical Treatment Authorization for Minors document - this document authorizes medical personnel to treat your child if you are not present

Register today by selecting "New Account" to get started!

How it Works

After you log in, the Online Documents tab allows you to:

  1. Create Planning Documents via easy-to-use interactive software

  2. View, Print and Edit personal documents you create

  3. Get answers to your questions about the document program

The use of the services provided by ARAG Services, LLC should not be considered as a substitute for consultation with an attorney. Neither your employer, nor Principal or any affiliate is responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG legal document service.

© 2020 ARAG North America,Inc.

* Please remember that these legal documents are accurate and useful in many situations. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney. You may be able to get help through your legal plan. Check your plan policy for details. No legal form is a substitute for personalized advice from a knowledgeable attorney licensed to practice law in your state.

While every effort is made to ensure that DIY Docs® are in compliance with the current law and are legally valid, state law changes frequently. ARAG continually monitors state legislation for newly enacted laws to make every effort to ensure the DIY Docs® are legally valid. However, you may want to periodically check the template library to see if any of the documents you have created have been revised due to recent changes in the law. If so, you may want to consider redoing your document to take advantage of the new law.

The use of the services provided by ARAG Services, LLC should not be considered as a substitute for consultation with an attorney. Neither your employer, nor Principal or any affiliate is responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG legal document service.


Limitations and exclusions apply. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or GuideOne Specialty Mutual Insurance Company of West Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, call 800-546-3718.